Friday, December 11, 2009

Day 487

I'm sure my goal list will grow but here are a few to start with:

pack lunches for work
make meal plans
grocery shop once a week
make income goals
live on cash out of jars/pay myself
set up payments for credit card
make donate, keep, and sell buckets
track spending
track income
track bills
don't use credit
pay debts on time
keep up with the savings account
don't go into overdraft
pay the phone old bill off this month

This is what I hope to take care of for the rest of the month.

I need to think of how I am going to buy Christmas presents.

If I plan on being debt free by the two year mark then I have to pay off $3,333 a month for the next six months. I'll save the braces bill for last as I am set up on a month to mont payment for them and take care of the high interest/effecting my credit bills first. Oh, but the braces come off the credit card...bad idea. I may need to switch that over to cheques.

credit, taxes, car, old phone bill and braces are what's left to pay before being debt free.

I made a $500 payment to the old phone bill tonight. I should be able to put another $200 on debt tomorrow :) and pay some bills with the rest of the money I'll earn/deposit tomorrow

Total Debt Paid: $47, 234

Thursday, December 10, 2009

Day 486

How possible is it to be debt free?!?

Since I’ve started this I’ve paid off a lot of debt. Of course I’ve lost focus here and there and could have done better but I’ve also gained more debt…like $6100 in braces for my son, over $4000 in taxes, new equipment for the business

So the break down now:

$1200 taxes

$1200 to the car

$3,600 to my mom

I’ve paid off some Visa but I’m not even going to count it as I’ve about put the money back on. So, I’ll start adding the Visa to debt payment once I really start paying it off

My goal to be debt free by my 30th birthday did not happen

Soooooo, the new goal is to be debt free by June 2010

By June 2010 it will be 2yrs since I’ve started this

I need to get back into my whole idea of Donald Trumps “Set goals and stay disciplined” if this is ever going to work well for me.

I make a great income for being single. I should have a lot more that what I do.

I’ll be back with new goals tomorrow

Total Debt Paid: $42, 234