Day 57 and 29% paid for!

Day 56 and I have paid $13,838 to debt (29% of the debt paid off)

…$200 on a credit card and $848 to a creditor. I have now scratched off another creditor calling me – all paid for!!! That was the one that called telling me I was going to court if I didn’t pay

In June I started with a list of 15 companies/personal loans to pay off and I now 57 days later have 9 companies/personal loans to pay off.

I only wonder why would I not have started this process sooner?!!

Yesterday I mentioned I picked up some audio books by Toni Robbins, they are great. I knew they would be…after all it is Toni Robbins. But what he goes into makes sense about what finally got me in gear to pay off this debt. I’ll post the name of it later for anyone interested. He is totally inspiring.

Day 56

Day 56 and I have paid a total of $12,790.02

I saved money in two ways today:

1) I needed hangers so instead of going out and buying some which is what I was going to do I just went through my closet and tossed the cloths I never wear into 2 garbage bags that I’ll donate….so, now I have LOTS of hangers.

2) I took back 29 milk jugs which paid for more chocolate milk and put just over a $1 into my purse

Yesterday I drove for about 4hrs (work related) so I took the time to think of some ways to help me stay focused with the debt.

1. log into online banking daily (as mentioned)
2. take time to read other debt blogs (I really learn a lot from others blogs)
3. get back on track with the daily spending
4. get back on track with daily income

I was totally blaming the breakup for my off track, but I’m done with that excuse.

I went to the library today (I love the library) and I took out two books on debt and two audio books by Toni Robbins.

Off to read some blogs now :)

Day 55

I think that if I log into my bank accounts daily...(like most people do, right???) ...I'll get threw this debt thing a bit quicker. So, for the next 7 days that will be my goal and I'll see how I do to start.

Day 55 and I have paid $12,590.02 to debt

I've started back on my keeping track of daily spending and plan to follow a few things over the week to cut back on my spending.

I hope everyone is have a great day!

Day 54

Day 54 = $12, 399.02 paid to debt

…moving slowly this month

Work is crazy busy! Next month will be busy and profitable so I know I’ll be moving a little more quickly along in the debt payment. What a difference from last month to this month though.

I looked at getting a mortgage but I was advised to stick with the debt payment and look again in September. My idea has always been by age 30 as well when the debt is paid off so I may have to wait anyway.

I think.....ugh, I know...I'm still not as focused as I was and I'm still working on getting back to that. Tomorrow I am going to plan out the next 7days with spending using some of the tips I have learned from other debt bloggers. I need to get back on track.

Day 50

$12,299.02 paid to debt in 50 days as of 3min ago, hummmm I could have bought a small car with all that money, lol

I had a credit company call me last night asking for $1,400 or I'll have to go to court about it so I paid them $400 tonight and I'll see what I can do as the month goes on as it's to be paid this month in full before they take legal action. The guy I was talking to was looking at my credit telling me it wasn't that bad and as soon as I clear this up I wont have anything sitting owing in collections :)

I think I have been spending a lot of money...and I'm ot even sure on what. Last week when I fell off track I also stopped keeping track of daily spending. I'll need to start that again to get things better sorted out.

Does anyone feel like paying off debt is a full time job?!!

Day 46

After such a rough week I thought I better get some money back on the debt. So, I logged into my online banking and got to it.

Day 46 and I have paid $11,799.02

I broke it up between my high Visa and Future Shop card.

Awwwww, feels good!

Now, I'm off to read some tips on saving and set goals for the month.

Thanks everyone for checking in!

Day 45

Hummm, so I've kind of loss focus for the last few days...relationship issues, ugh! My partner split with me last Tuesday. So, it's been a rough week and things with us are still broken

Anyway, I plan to be back on track :)

Day 45 and I have paid $10, 612.43

After this weekend I should be able to out a bit more money to debt. The camera down is still an issue but that for sure will be taken care of this month. And I need to get back on keeping track of where I spend my money. I think I totally blew any budgeting this past week...but I do have a nice amount sitting in the bank -- maybe that emergency fund I was suggested to have :)

Day 37

So, what's new...

I've only paid $200 on debt since my last post which brings me to total of $10,412.43 in 37 days. The $200 is set up woth online banking so it helps to make sure I have money put to debt every week.

The storage stuff is moved today and I yet to pay the movers but that will be taken care of my the end of the day. Storage was costing me about $200 a month so yeah, saving! The movers will cost around $400 *guessing*

The camera I plan to buy this week, maybe Thursday. I haven't figured out how that will work yet money wise but I'm working on it. I have just over $1000 so far.

I still don't have car insurnace as I try to figure out how to buy a new camera

With the camera problem I won't have any money left to put to the private school bill.

Ugh, I feel like I have such a set back with the camera issue.

Day 32

Ugh, what a poor start to the month for paying off debt!

My cell phone no longer works. It won't turn on anymore so I'll need so buy a new one as soon as possible. I run my business of it and it's my only phone. I paid $500 for my phone less then two years ago. It has internet and an planner in it, etc -- great for biz. So my service provider will replace the phone with the upgrades for only $30 instead of the $200 the phone is sold for. That's because I asked for a break with the $500 I paid for the last phone not to long ago and my outrageous monthly phone bill as I run the biz.

So, that's not to bad...

But, now I have a camera down and the guy I usually go to can't fix it as it has to be done through the manufacturer. Ugh, this will take weeks to repair. But at least we now know what the problem is. The manufacturer will take about 4-6 weeks with the camera and I need a camera 4-6 times a week. So, I now have to think, buy, rent or do without while my camera is away. It may be time to upgrade and buy another. Yikes $$$

Day 31

I've wanted a studio prop for about a year now and I finally bought it today. I decided that after wanting it for so long it may be a good purchase. The cost was $200 which is a lot of money when I'm so far in debt but it will be a nice prop for the studio.

I have one of the four goals accomplished for the week:

Goals this week
1. pay a $1466.43 PST bill DONE
2. find car insurance (should have by tomorrow)
3. move my stuff out of storage by the July 8th (no moving date yet)
4. any extra cash I have on Friday will go to my son private school bill (I hope there is some money left after moving expenses but it may be unlikely)