After graduating from post-secondary I set up my business which is doing well but after years of education as a single mom and the ongoing business expenses I have quite the debt. In June of 2008 I went to credit counseling where I was advised to claim bankrupt or my debt will just continue to grow. Seeing neither as an option I looked for advice on the internet, came across a blog (change can be a good thing) and that's what brought me to this blog
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