Monday, August 25, 2008

Day 88

Total debt paid is $16, 962

August is my best month for income but I'm moving slowly on the debt with all my expenses. The business and my residence move at the end of the month and my business rent has more than doubled but I now have a store front so hopefully the marketing there will work out. I haven't figured out how I am going to pay for movers yet. I still need to come up with last months rent on both new locations.

I wrote a check for $2,400 to my sons school to cash for the end of the month so I can pay off last years tuition - that will be a nice bill to scratch off my debt list :)

I was really hoping to get to $20,000 this month but it doesn't look hopeful...anyway, I have scratched off a good number of creditors. I can now answer my phone without fear of a creditor :)

Thursday, August 14, 2008

Day 77

Total Debt Paid: $16, 562

35% of the debt paid estimating it was at $47,000 when I started but I am sure it's higher as I go along here.

Hummm, just to make myself feel a bit better...my goal is to pay off $20,000 by November. That goal is now just over 82% reached.

The car is paid off now...well not the whole thing. Just the part that wasn't paid for while I was apparently deceased. I just have to pay the bail lift fees which are over $400

I've been spending a lot of money lately. I have a new place to live, it's a three bedroom house, with an attic and shed - yay! The reason we are moving is because the apartment we (my son and I) are in is so small. Now we will have all kinds of room. So, I've paid for last months rent. The downside is I now have to buy a fridge and stove, washer and dryer. I can afford to buy new but maybe should try use to focus more money on the debt.

OK, off to read what everyone else is up to :)

August is a crazy busy month for me so I've been slow at posting here and my work blog :( I've been thinking about you all though

Thursday, August 7, 2008

Day 70

I have a bail lift looking for my car

Ugh, so I haven't been around here because I didn't want to only have bad news...so the good news is that I have put $1500 on that bill today but still owe over $1000. The bail lift (Matt a nice guy we've talked on the phone now) went to my ex's house looking for my car. I owe $350 just for Matt's time and trouble now.

This all started because for some reason my bank sent a letter of deceased to the bank where the car loan is. I'm not sure if deceased means I'm dead or I had some banking issues and the banker I was talking to about it could not tell me because he has never seen this before where I am still a live...so not sure what that happened, so the bank where the loan is canceled my automatic payments. I found out about three months later...another debt to add to my collection but it's now five months in total without payment so the bank is trying to take the car.

So....now when I go to work or am at home I park the car out of sight...just encase the bail lift comes back and is able to find me this time. He is to pick up the car today if I didn't pay the full amount owing...which I didn't but the car is not with me so hopefully I can keep putting the bail lift off until I pay the full amount. *sigh*

I'm suppose to be moving at the end of the month and still need first and lasts months rent

Anyway, the good news is I'm on day 70 of debt payment and have paid a total of
$15, 738


Obviously, the car is going to take priority right now, then I'll work on the rent.